Our role has grown into that of a true business partner. We do not like surprises and neither do you. Let us do the due diligence for you. We ensure you can focus on your core business.
Stop letting capital availability determine when your business upgrades. Our OPEX rental model gives you access to the technology you need, structured as a predictable monthly cost.
This partnership will help customers gain faster access to the working capital needed to grow and operate more effectively.
Our portfolio spans six world-class vendors, six markets and five key applications. All carefully selected and locally supported.
Twenty-five years of deployments across South Africa’s most demanding sectors. We know your market, your application and your environment — before you brief us.
Every deal is evaluated individually, structured competitively and backed by real asset finance experience. When you work with Tactile on OPEX, you have two specialist teams in your corner.
Our role has grown into that of a true business partner. We do not like surprises and neither do you. Let us do the due diligence for you. We ensure you can focus on your core business.
Stop letting capital availability determine when your business upgrades. Our OPEX rental model gives you access to the technology you need, structured as a predictable monthly cost.
This partnership will help customers gain faster access to the working capital needed to grow and operate more effectively.
Our portfolio spans six world-class vendors, six markets and five key applications. All carefully selected and locally supported.
Twenty-five years of deployments across South Africa’s most demanding sectors. We know your market, your application and your environment — before you brief us.
Every deal is evaluated individually, structured competitively and backed by real asset finance experience. When you work with Tactile on OPEX, you have two specialist teams in your corner.
JOHANNESBURG, SOUTH AFRICA. Tactile Technologies continues to expand its services offering beyond hardware and software, adding a new OPEX, or rental, model to its growing suite of financial tools for customers. Developed in partnership with Pendigo, the model gives Tactile customers a way to access the technology they need without paying for it upfront, sitting alongside Tactile’s existing access to working capital solutions.
The move responds to a market that is putting increasing pressure on how businesses fund technology. Slow growth, high interest rates and rising security risks are placing strain on budgets and decision making across the board, at exactly the moment technology is becoming more central to how organisations operate.
WHY CASH HAS BECOME ONE OF THE MOST EXPENSIVE RESOURCES
For a long time, paying upfront for technology through capex was the default choice, and for many years that made sense. That is changing. Higher interest rates have pushed up the cost of capital, and cash flow has shifted from something businesses could spend freely to a critical protective layer. When companies commit large portions of their own funds to technology purchases, they lose flexibility exactly when they are likely to need it most.
Restrictive capex budgets also create a planning problem of their own. Capex requests can disrupt cash flow, slow down procurement, and force decision makers to delay other initiatives, often pushing organisations into a reactive cycle where technology upgrades happen only when capital becomes available, rather than when the business actually needs them.
“High upfront costs should not delay critical technology investment. We remove that barrier through flexible payment solutions aligned with each customer’s operational needs and budget cycles, enabling businesses to access essential technology while protecting working capital and maintaining control over cash flow,” says John Plant, Director of Pendigo.
WHAT AN OPEX MODEL OFFERS INSTEAD
OPEX gives organisations of every size, from SMEs through to large enterprises, a practical alternative that improves flexibility and budgeting predictability. In practice, that means:
“Tactile has always looked beyond the hardware and software itself, to the practical realities our customers are working with, and increasingly that means how technology gets funded, not just which technology gets chosen,” said Amanda Bindeman, Head of Finance at Tactile Technologies. “We already give customers access to working capital, and this OPEX model is a natural next step in that conversation. Global and local conditions are making things genuinely tough out there, and we wanted a way to help take some of that pressure off. We’re glad to have found the right partner in Pendigo, who bring a competitive model, real experience, and the flexibility to structure things differently where that’s needed. Above all, we built this to be easy. It has to be simple for a customer to actually implement, or it isn’t solving the problem we set out to solve.”
ABOUT PENDIGO
Pendigo is a technology asset finance specialist, indirectly owned by one of the larger commercial banks in South Africa, that enables businesses to acquire the technology they need through flexible, structured payment solutions. By financing hardware, software, services and implementation costs under a single agreement, Pendigo helps organisations preserve working capital, manage cash flow and align technology investment with their operational and budget cycles. Pendigo also partners with technology vendors, OEMs and system integrators to reduce financial barriers to adoption, accelerate purchasing decisions and support sustainable business growth. All financing solutions are subject to the applicable credit assessment and approval criteria. For more information, please visit pendigo.co.za
ABOUT TACTILE TECHNOLOGIES
For 25 years, Tactile Technologies has been the trusted technology partner behind some of South Africa’s biggest brands across retail, hospitality, fast food, fintech, gaming and medical. Tactile does more than supply hardware and software. It selects the right solution for each client’s environment, manages the full supply chain, oversees the complete product lifecycle, and backs it all with flexible, locally delivered value added services, including custom SLAs and a dedicated service centre in Johannesburg. Tactile’s vendor portfolio includes SOTI, Unitech, FEC, Flytech, Feitian, Seiko and IIyama, supporting solutions across remote device management, self service kiosks, biometrics and point of sale, alongside its growing suite of financial tools.
For more information, visit https://tactiletechnologies.com/opex-model/
MEDIA CONTACT
Tactile Technologies
Tel: +27 10 900 3991
Email: info@tactiletechnologies.com
22 Peltier Drive, Unit 12, 2nd Floor, Sunninghill Office Park, Gauteng
www.tactiletechnologies.com
