Stop letting capital availability determine when your business upgrades. Our OPEX rental model gives you access to the technology you need, structured as a predictable monthly cost.
Technology now. Pay over time.
Stop letting capital availability determine when your business upgrades. Our OPEX rental model gives you access to the technology you need, structured as a predictable monthly cost.
Your budget should not dictate your technology decisions.
Higher interest rates, slow growth and rising operational costs are putting real pressure on how businesses fund technology. Cash that was once freely available is now a critical buffer, and locking it into hardware purchases is becoming harder to justify.
Restrictive capex budgets slow procurement, delay upgrades and force businesses into a reactive cycle, upgrading only when capital is available rather than when the business actually needs it.
- SMEs lose the working capital needed to manage day-to-day volatility
- Mid-sized businesses reduce the cash buffers that keep operations stable
- Large enterprises tie up capital that could drive transformation or growth
- Procurement slows down and decision-making stalls
Six reasons to move from capex to OPEX
A smarter way to access technology without compromising your cash position or your ability to grow.
Protect Your Working Capital
Keep cash available for operations, growth and risk management instead of locking it into depreciating hardware.
Pay Over the Lifecycle
Align payments to the period in which the technology actually delivers value to your business.
Stay Current
Replace assets at the right time rather than holding on past their useful life. Your technology works for you, not against you.
Predictable Monthly Costs
Remove budget spikes in favour of consistent, foreseeable cost structures that make planning straightforward.
Move Without Waiting
Stop letting capital availability dictate pace. When the opportunity is there, you can act on it immediately.
One Contract, Everything Included
Hardware, software tools and value added services can all be bundled into a single, simplified rental agreement.
How the OPEX model is structured
Structured for businesses that are serious about their technology investment. Flexible enough to work for your specific situation.
Deal Parameters
- MinimumR100,000 excluding VAT per deal
- FinancialsAudited financials and/or latest management accounts required
- ApprovalEach deal is subject to credit approval by Pendigo
- Turnaround48 to 72 hours evaluation time
Rental Functionality
- Terms24 to 60 months
- Buy OptionOption to purchase can be explored at end of contract
- ExtensionRental extension available at end of contract
- VASValue Added Services and software tools can be bundled into the rental
Add Tactile VAS to your OPEX rental
Your rental can include any combination of Tactile Technologies' Value Added Services, creating one fully managed, end-to-end solution.
Warranty Extension
Combine your OPEX with our carry-in warranty extension or comprehensive cover, protecting your fleet throughout the full rental term.
Device Insurance
Add our insurance option covering accidental damage, theft and environmental risk. Complete protection built into your monthly cost.
Remote Device Management
Include any of our MDM platforms, INEFI, SOTI or MoboLink, for full fleet visibility, remote monitoring and proactive management.
Customised SLA
Add a service level agreement built around your uptime requirements, fleet size and geographic footprint. On your terms, not ours.
The Total Package
Combine your OPEX with all of the above. One contract. One partner. Everything covered. Zero complexity.
We built this to be easy. It has to be simple for a customer to actually implement, or it is not solving the problem we set out to solve. Global and local conditions are making things genuinely tough out there, and we wanted a way to help take some of that pressure off.
Powered by Pendigo
The OPEX model is powered by Pendigo, bringing dedicated rental finance expertise to every deal. Together, Tactile and Pendigo provide a fully integrated end-to-end solution, from technology selection through to rental structuring, VAS bundling and ongoing support.
Every deal is evaluated individually, structured competitively and backed by real asset finance experience. When you work with Tactile on OPEX, you have two specialist teams in your corner.
Ready to explore OPEX for your business?
Tell us about your technology requirements and we will structure an OPEX rental that works for your budget, your environment and your growth plans.
Finance is provided through Pendigo. All deals are subject to credit approval. Terms and conditions apply.






